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Kasasa Cash:

*Minimum to open is $25.00. To qualify for the Kasasa Cash rewards, you must perform the following during the Monthly Qualification Cycle: Have at least 12 debit card purchases post and settle, Receive e-statements, Be enrolled & log in to Online Banking at least once "per cycle"- Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our bank as a single transaction count as a single transaction for the purpose of earning account rewards. Monthly Qualification Cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If qualifications are met each monthly qualification cycle: (1) Nationwide ATM withdrawal fees of $4.99 or less that are incurred during the qualification cycle will be reimbursed and credited to the account on the last day of the monthly qualification cycle. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. (2) Balances up to $25,000 receive APY of 2.02%; and (3) Balances over $25,000 earn 0.25% APY on the portion of the balance over $25,000, resulting in 2.02% - 0.05% APY depending on the balance. Interest and ATM fee reimbursements will be credited to the account on the last day of the current Statement Cycle. If the Kasasa Cash checking account is linked to a Kasasa Saver account, the Kasasa Cash rewards (interest and ATM fee reimbursements) will be debited from the Kasasa Cash checking account and credited to the Kasasa Saver on the first processing day of the following statement cycle. If qualifications are not met, all balances earn 0.05% APY, and ATM fees are not refunded. APY=Annual Percentage Yield. APYs accurate as of 9/14/2022. Rates and Rewards are variable and may change after account is opened. Fees may reduce earnings on the account. Limit two accounts per social security number. Overdraft fees may apply. Message and data rates may apply.

1Third party message/data rates may apply for internet banking and mobile banking.

2Third party ATM charges may apply when using ATM or debit card at non-TNBANK ATMs.

Kasasa Cash Back:

*Minimum to open is $25.00. To qualify for the Kasasa Cash Back rewards, you must perform the following during the Monthly Qualification Cycle: Have at least 12 debit card purchases post and settle Receive e-statements Be enrolled & log in to Online Banking at least once Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank . Transactions bundled together by merchants and received by our bank as a single transaction count as a single transaction for the purpose of earning account rewards. Monthly Qualification Cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If qualifications are met each monthly qualification cycle: (1) You will receive 2% cash back on debit card purchases that post to and clear account during monthly qualification cycle up to a total cash back of $6.00 per monthly qualification cycle. (2) Nationwide ATM fees of $4.99 or less that are incurred during the qualification cycle will be reimbursed and credited to the account on the last day of the current Statement Cycle. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. If the Kasasa Cash Back checking account is linked to a Kasasa Saver account, the Kasasa Cash Back rewards (cash back and ATM fee reimbursements) will be debited from the Kasasa Cash Back checking account and credited to the Kasasa Saver on the first processing day of the following statement cycle. If qualifications are not met, cash back on debit card purchases will not be awarded, and ATM fees will not be refunded. Rates and Rewards are variable and may change after account is opened. Fees may reduce earnings on the account. Rewards less than one penny cannot be distributed. Limit two accounts per social security number. Overdraft fees may apply. Message and data rates may apply.

1Third party message/data rates may apply for internet banking and mobile banking.

2Third party ATM charges may apply when using ATM or debit card at non-TNBANK ATMs.

Gold Checking:

1Overdraft fees may apply.

2Third party message/data rates may apply for internet banking and mobile banking.

3Third party ATM charges may apply when using ATM or debit card at non-TNBANK ATMs.

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