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APY = Annual Percentage Yield. Rates effective as of October 13, 2021. Fees may reduce earnings.

Kasasa Cash* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $25,000 $25 1.00% 1.00%
$25,000+ $25 0.25% 1.00% to 0.25%
All balances if qualifications not met $25 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking at least once

You’ve got this! Didn’t meet your qualifications one month? Don’t worry. Your account still has no Monthly Maintenance Fee, and you’ll still earn our base interest rate. Then you can get back to earning your full rewards the very next month.

Kasasa Saver* Learn More

Balance Minimum Opening Deposit Rate APY
All balances if qualifications met $50 0.25% 0.25%
All balances if qualifications not met $50 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking at least once

And if you don’t meet your qualifications one month, your accounts still have no Monthly Maintenance Fees, and you’ll still earn our base interest rate for Kasasa Saver. Then you can get back to earning your full rewards the next month.

Deposit Accounts

Account Minimum to Open Rate APY Minimum to Obtain APY
Regular Savings $100.00 0.05% 0.05% $0.01
Christmas and Vacation Clubs $   5.00 0.05% 0.05% $0.01
Gold Checking $100.00 0.03% 0.03% $0.01
Business Bronze $100.00 0.03% 0.03% $0.01
Business Silver $500.00 0.05% 0.05% $0.01
Business Gold $500.00 0.05% 0.05% $0.01
Business Platinum $500.00 0.10% 0.10% $0.01
Young Savers $5.00 0.05% 0.05% $0.01

Fees may reduce earnings on the account. Rates may change after the account is opened.

Certificates of Deposit (CDs) Learn More

Please call for rates (865) 483-9444

Please call your nearest branch for details on other special offerings. Penalty for early withdrawal.

Individual Retirement Accounts (IRAs) Learn More

Please call for rates (865) 483-9444

Penalty for early withdrawal.

Personal or Non-Personal Money Market Learn More

Please call for rates (865) 483-9444

If the balance falls below $2,500, interest will be paid at a reduced rate. Please contact the Bank for this rate.

Fees may reduce earnings on the account. Rates may change after the account is opened.

Non-Profit Accounts

Account Minimum to Open Rate APY Minimum to Obtain APY
Non-Profit Checking $100.00 0.01% 0.01% $100.00
Non-Profit Checking $25,000+ 0.03% 0.03% $25,000.00

Non-Profit Money Market -                                                                 

      .  see Non-Personal Money Market (fees waived) 

Rates may change after the account is opened.

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