APY = Annual Percentage Yield. Rates effective as of September 14, 2022. Fees may reduce earnings.
Kasasa Cash* Learn More
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $25,000 | $25 | 2.00% | 2.02% |
| $25,000+ | $25 | 0.25% | 2.02% to 0.25% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking at least once
You’ve got this! Didn’t meet your qualifications one month? Don’t worry. Your account still has no Monthly Maintenance Fee, and you’ll still earn our base interest rate. Then you can get back to earning your full rewards the very next month.
Kasasa Saver* Learn More
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| All balances if qualifications met | $10 | 1.50% | 1.51% |
| All balances if qualifications not met | $10 | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking at least once
And if you don’t meet your qualifications one month, your accounts still have no Monthly Maintenance Fees, and you’ll still earn our base interest rate for Kasasa Saver. Then you can get back to earning your full rewards the next month.
Deposit Accounts
| Account | Minimum to Open | Rate | APY | Minimum to Obtain APY |
|---|---|---|---|---|
| Regular Savings | $100.00 | 0.50% | 0.50% | $0.01 |
| Christmas and Vacation Clubs | $ 5.00 | 0.05% | 0.05% | $0.01 |
| Gold Checking | $100.00 | 0.03% | 0.03% | $0.01 |
| Business Bronze | $100.00 | 0.03% | 0.03% | $0.01 |
| Business Silver | $500.00 | 0.05% | 0.05% | $0.01 |
| Business Gold | $500.00 | 0.05% | 0.05% | $0.01 |
| Business Platinum | $500.00 | 0.20% | 0.20% | $0.01 |
Fees may reduce earnings on the account. Rates may change after the account is opened.
Certificates of Deposit (CDs) Learn More
Please call for rates (865) 483-9444
Please call your nearest branch for details on other special offerings. Penalty for early withdrawal.
Individual Retirement Accounts (IRAs) Learn More
Please call for rates (865) 483-9444
Penalty for early withdrawal.
Personal or Non-Personal Money Market Learn More
Please call for rates (865) 483-9444
If the balance falls below $2,500, interest will be paid at a reduced rate. Please contact the Bank for this rate.
Fees may reduce earnings on the account. Rates may change after the account is opened.
Non-Profit Accounts
| Account | Minimum to Open | Rate | APY | Minimum to Obtain APY |
|---|---|---|---|---|
| Non-Profit Checking | $100.00 | 0.01% | 0.01% | $100.00 |
| Non-Profit Checking | $25,000+ | 0.03% | 0.03% | $25,000.00 |
|
Non-Profit Money Market - . see Non-Personal Money Market (fees waived) |
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Rates may change after the account is opened.