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You know banking in your hometown is rewarding — but did you know it’s also lucrative? Earn interest with Kasasa Cash®.

Key Features

  • Really High Interest
  • No Monthly Maintenance Fees
  • Visa® Debit Card
  • Digital Banking
  • Checking that pays high interest
  • 2.02% APY* on balances up to $25,000
  • 2.02% to 0.05% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Unlimited refunds on ATM withdrawal fees, nationwide*
  • Link to free Kasasa Saver® to build savings automatically
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free digital banking1
  • Free Visa® debit card with SmartCard®2
  • $25 minimum deposit to open

Add peace of mind to your account with Kasasa Protect® fraud protection (some might say they go together like peanut butter and jelly)!

You Could Earn Rewards in Your Sleep

It's that easy! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases posted and settled
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking at least once

You’ve got this! Didn’t meet your qualifications one month? Don’t worry. Your account still has no Monthly Maintenance Fee, and you’ll still earn our base interest rate. Then you can get back to earning your full rewards the very next month.

*Minimum to open is $25.00. To qualify for the Kasasa Cash rewards, you must perform the following during the Monthly Qualification Cycle: Have at least 12 debit card purchases post and settle, Receive e-statements, Be enrolled & log in to Online Banking at least once "per cycle"- Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our bank as a single transaction count as a single transaction for the purpose of earning account rewards. Monthly Qualification Cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If qualifications are met each monthly qualification cycle: (1) Nationwide ATM withdrawal fees of $4.99 or less that are incurred during the qualification cycle will be reimbursed and credited to the account on the last day of the monthly qualification cycle. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. (2) Balances up to $25,000 receive APY of 2.02%; and (3) Balances over $25,000 earn 0.25% APY on the portion of the balance over $25,000, resulting in 2.02% - 0.05% APY depending on the balance. Interest and ATM fee reimbursements will be credited to the account on the last day of the current Statement Cycle. If the Kasasa Cash checking account is linked to a Kasasa Saver account, the Kasasa Cash rewards (interest and ATM fee reimbursements) will be debited from the Kasasa Cash checking account and credited to the Kasasa Saver on the first processing day of the following statement cycle. If qualifications are not met, all balances earn 0.05% APY, and ATM fees are not refunded. APY=Annual Percentage Yield. APYs accurate as of 9/14/2022. Rates and Rewards are variable and may change after account is opened. Fees may reduce earnings on the account. Limit two accounts per social security number. Overdraft fees may apply. Message and data rates may apply.

1Third party message/data rates may apply for internet banking and mobile banking.

2Third party ATM charges may apply when using ATM or debit card at non-TNBANK ATMs.

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