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When you need flexible (and affordable) financing, look no further than the walls around you.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Friendly, Local Lenders
  • Competitive rates for several ongoing or seasonal needs:
    • Home remodeling
    • Major life events
    • Debt consolidation
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via direct check writing (checks are provided for free)
  • The interest paid may be tax deductible1
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing in East Tennessee
  • Attentive, friendly service from start to finish

1Consult a tax advisor.

Why bank anywhere else?

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