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New Customer Incentive!

Open your home to new possibilities

Learn about TNBANK's 3 for 3

What you want can be yours, simply use your home's equity


3.00% APR for 3 years-variable rate thereafter

Current effective rate is 4.25% APR


May not refinance existing TNBANK debt

No purchase transactions or bridge loans. 80% max LTV




Owner Occupied Property located in TN

Existing Consumer Checking customer

Enrolled in E-statements & Online Banking

Monthly HELOC payment via auto-draft

Equal Housing Lender


Limited Time Offer. Subject to credit approval. $50 Annual Fee. If terminated within 34 months of account opening, a fee equal to the lender-paid closing costs will apply. Promotional interest rate of 3.00%, Annual Percentage Rate of 3.00%, is fixed for 3 years. After 3 years the variable rate will be equal to Wall Street Journal Prime, with a Floor Rate of 4.25%. Annual Percentage Rate may vary monthly after 3 years. The current Wall Street Journal Prime rate is 3.25%, and would be suject to the 4.25% Floor Rate. Maximum interst rate is 18.00%. Required minimum monthly payments are calculated by applying the interest rate in effect to the outstanding balance. Both the draw period and repayment period are 10 years. Line matures in 10 years; all outstanding balances are due at maturity. A balloon payment may result if principal reductions are not made prior to maturity. Hazard insurance is required. 401 S. Illinois Ave. Oak Ridge, TN. 37830. Member FDIC. Equal Housing Lender.



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